/* =========================================================
   Seguros Vita — hoja de estilos principal
   Paleta inspirada en SURA: azul profundo + celeste
   ========================================================= */
:root{
  --blue:#0033a0;
  --blue-dark:#00226e;
  --blue-700:#0a2a7a;
  --cyan:#00aec7;
  --cyan-soft:#e0f6fa;
  --sky:#eaf1fc;
  --navy:#0b1f4d;
  --ink:#1b2640;
  --muted:#5a6680;
  --bg:#f5f8fd;
  --card:#ffffff;
  --line:#dfe7f3;
  --wa:#25d366;
  --radius:18px;
  --shadow:0 18px 50px -22px rgba(0,51,160,.30);
  --shadow-sm:0 6px 20px -10px rgba(0,51,160,.25);
  --header-h:84px;
  --grad:linear-gradient(135deg,#0033a0 0%,#0a2a7a 55%,#00aec7 130%);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Plus Jakarta Sans",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
.wrap{max-width:1200px;margin:0 auto;padding:0 20px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px;top:8px;background:var(--blue);color:#fff;padding:8px 14px;border-radius:8px;z-index:200}
.skip:focus{left:8px}

/* ---------- Botones ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--blue);color:#fff;text-decoration:none;font-weight:700;font-size:.98rem;padding:13px 24px;border-radius:12px;border:0;cursor:pointer;transition:.2s;white-space:nowrap;font-family:inherit}
.btn:hover{background:var(--blue-dark);transform:translateY(-1px)}
.btn svg{width:18px;height:18px;flex-shrink:0}
.btn.cyan{background:var(--cyan)}
.btn.cyan:hover{background:#0095ab}
.btn.wa{background:var(--wa)}
.btn.wa:hover{background:#1ebe5a}
.btn.light{background:#fff;color:var(--blue)}
.btn.light:hover{background:var(--sky)}
.btn.ghost{background:transparent;color:var(--blue);border:1.5px solid var(--line)}
.btn.ghost:hover{border-color:var(--blue)}
.btn.ghost-light{background:rgba(255,255,255,.08);color:#fff;border:1.5px solid rgba(255,255,255,.45)}
.btn.ghost-light:hover{background:rgba(255,255,255,.18)}
.btn.sm{padding:10px 16px;font-size:.9rem}
.link{color:var(--blue);font-weight:700;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.link:hover{gap:10px}
.link svg{width:16px;height:16px;transition:.2s}

/* ---------- Barra superior ---------- */
.topbar{background:var(--navy);color:#c7d4f0;font-size:.82rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;height:38px}
.topbar a{text-decoration:none;color:#c7d4f0;display:inline-flex;align-items:center;gap:6px}
.topbar a:hover{color:#fff}
.topbar svg{width:14px;height:14px}
.topbar .tb-left,.topbar .tb-right{display:flex;gap:20px;align-items:center}

/* ---------- Header / menú ---------- */
.site-header{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--line);transition:box-shadow .2s}
.site-header.scrolled{box-shadow:0 8px 30px -18px rgba(11,31,77,.35)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;height:var(--header-h)}
.logo{display:flex;align-items:center;flex-shrink:0}
.logo img{height:56px;width:auto}
.nav{display:flex;align-items:center;gap:4px}
.nav>ul{list-style:none;display:flex;align-items:center;gap:2px}
.nav>ul>li{position:relative}
.nav-link{white-space:nowrap;display:flex;align-items:center;gap:6px;padding:10px 14px;border-radius:10px;font-weight:600;font-size:.96rem;color:var(--navy);text-decoration:none;background:none;border:0;cursor:pointer;font-family:inherit}
.nav-link:hover,.nav-link[aria-expanded="true"],.nav-link.active{background:var(--sky);color:var(--blue)}
.nav-link .chev{width:14px;height:14px;transition:transform .2s}
.nav-link[aria-expanded="true"] .chev{transform:rotate(180deg)}
.nav-cta{margin-left:10px}

/* Mega menú */
.mega{position:absolute;top:calc(100% + 12px);left:50%;transform:translateX(-50%) translateY(8px);background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:0 30px 70px -25px rgba(11,31,77,.35);padding:26px;width:min(860px,92vw);opacity:0;visibility:hidden;transition:.2s}
.has-mega.open .mega{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px 26px}
.mega h4{font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--cyan);margin-bottom:8px}
.mega ul{list-style:none;display:grid;gap:2px}
.mega a{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);padding:8px 10px;border-radius:10px;font-size:.93rem;font-weight:500}
.mega a:hover{background:var(--sky);color:var(--blue)}
.mega a .ico{width:30px;height:30px;border-radius:9px;background:var(--sky);color:var(--blue);display:grid;place-items:center;flex-shrink:0}
.mega a .ico svg{width:16px;height:16px}
.mega-foot{margin-top:20px;padding-top:16px;border-top:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.mega-foot p{color:var(--muted);font-size:.9rem}

.burger{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;align-items:center;justify-content:center;cursor:pointer}
.burger svg{width:22px;height:22px;color:var(--navy)}

/* ---------- Hero slider (home) ---------- */
.hero-slider{position:relative;overflow:hidden;background:var(--navy)}
.slide{position:absolute;inset:0;opacity:0;visibility:hidden;transition:opacity .8s ease,visibility .8s}
.slide.active{position:relative;opacity:1;visibility:visible}
.slide-bg{position:absolute;inset:0;background-image:var(--grad);background-size:cover;background-position:center;transform:scale(1.06);transition:transform 7s ease}
.slide.active .slide-bg{transform:scale(1)}
.slide::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(95deg,rgba(0,26,82,.94) 0%,rgba(0,34,110,.82) 42%,rgba(0,51,160,.30) 75%,rgba(0,174,199,.10) 100%)}
.slide .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;min-height:620px;padding-top:70px;padding-bottom:110px}
.hero-copy{color:#fff;max-width:640px}
.kicker{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);color:#e6f3ff;font-weight:700;font-size:.8rem;padding:7px 14px;border-radius:99px;margin-bottom:20px;letter-spacing:.03em;backdrop-filter:blur(4px)}
.kicker .dot{width:8px;height:8px;border-radius:50%;background:var(--cyan)}
.hero-copy h1,.hero-copy h2{font-size:clamp(2rem,4.6vw,3.4rem);line-height:1.1;font-weight:800;margin-bottom:18px}
.hero-copy h1 em,.hero-copy h2 em{font-style:normal;color:#7fe3f1}
.hero-copy p{font-size:1.12rem;color:#d4e1f7;margin-bottom:28px;max-width:560px}
.hero-copy p b{color:#fff}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap}
.feature-list{list-style:none;display:grid;gap:12px}
.feature-list li{display:flex;align-items:center;gap:14px;background:rgba(255,255,255,.96);border-radius:16px;padding:16px 18px;box-shadow:0 18px 40px -20px rgba(0,0,0,.45);color:var(--navy);font-weight:700;font-size:.98rem}
.feature-list .ico{width:42px;height:42px;border-radius:12px;background:var(--sky);color:var(--blue);display:grid;place-items:center;flex-shrink:0}
.feature-list .ico svg{width:20px;height:20px}
.slider-ui{position:absolute;left:0;right:0;bottom:34px;z-index:5}
.slider-ui .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px}
.dots{display:flex;gap:10px}
.dots button{height:6px;width:28px;border-radius:99px;border:0;background:rgba(255,255,255,.35);cursor:pointer;transition:.3s;padding:0}
.dots button.active{width:56px;background:#fff}
.tabs-hero{display:flex;gap:8px}
.tabs-hero button{background:rgba(255,255,255,.1);color:#dce8fb;border:1px solid rgba(255,255,255,.22);border-radius:99px;padding:8px 16px;font-size:.85rem;font-weight:600;cursor:pointer;font-family:inherit;transition:.2s}
.tabs-hero button.active,.tabs-hero button:hover{background:#fff;color:var(--blue)}
.arrows{display:flex;gap:8px}
.arrows button{width:44px;height:44px;border-radius:50%;border:1px solid rgba(255,255,255,.35);background:rgba(255,255,255,.08);color:#fff;cursor:pointer;display:grid;place-items:center}
.arrows button:hover{background:#fff;color:var(--blue)}
.arrows svg{width:18px;height:18px}

/* ---------- Hero interno (landings) ---------- */
.page-hero{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.page-hero .bg{position:absolute;inset:0;background-image:var(--grad);background-size:cover;background-position:center}
.page-hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(95deg,rgba(0,26,82,.95) 0%,rgba(0,34,110,.85) 45%,rgba(0,51,160,.35) 80%,rgba(0,174,199,.15) 100%)}
.page-hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center;padding-top:56px;padding-bottom:72px;min-height:480px}
.page-hero h1{font-size:clamp(2rem,4.2vw,3.1rem);line-height:1.12;font-weight:800;margin-bottom:16px}
.page-hero h1 em{font-style:normal;color:#7fe3f1}
.page-hero .lead{font-size:1.1rem;color:#d4e1f7;margin-bottom:26px;max-width:600px}
.crumbs{display:flex;flex-wrap:wrap;gap:6px;align-items:center;font-size:.85rem;color:#a9bce4;margin-bottom:18px;list-style:none}
.crumbs a{color:#d4e1f7;text-decoration:none}
.crumbs a:hover{color:#fff;text-decoration:underline}
.crumbs li+li::before{content:"/";margin-right:6px;color:#6d84b8}
.hero-card{background:#fff;color:var(--ink);border-radius:20px;padding:26px;box-shadow:0 30px 60px -25px rgba(0,0,0,.55);border-top:4px solid var(--cyan)}
.hero-card h2{font-size:1.05rem;color:var(--navy);margin-bottom:14px}
.page-hero.short .wrap{min-height:360px;grid-template-columns:1fr}

/* ---------- Secciones genéricas ---------- */
section{padding:88px 0}
.bg-soft{background:var(--bg)}
.bg-sky{background:linear-gradient(180deg,#fff 0%,var(--sky) 100%)}
.eyebrow{display:inline-block;color:var(--cyan);font-weight:800;font-size:.8rem;text-transform:uppercase;letter-spacing:.1em}
.section-head{max-width:720px;margin-bottom:46px}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto}
h2.title{font-size:clamp(1.65rem,3.2vw,2.4rem);color:var(--navy);line-height:1.2;margin:8px 0 14px;font-weight:800}
.sub{color:var(--muted);font-size:1.04rem}

/* Tarjetas */
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:.25s;position:relative}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:transparent}
.card .ico{width:52px;height:52px;border-radius:14px;background:var(--sky);color:var(--blue);display:grid;place-items:center;margin-bottom:16px}
.card .ico svg{width:24px;height:24px}
.card h3{color:var(--navy);font-size:1.08rem;margin-bottom:8px;line-height:1.3}
.card p{color:var(--muted);font-size:.95rem}
.card .link{margin-top:14px}
a.card{text-decoration:none;display:block}

/* Tarjeta de producto con imagen (estilo SURA) */
.pcard{background:#fff;border-radius:20px;overflow:hidden;border:1px solid var(--line);text-decoration:none;display:flex;flex-direction:column;transition:.25s}
.pcard:hover{box-shadow:var(--shadow);transform:translateY(-4px)}
.pcard .img{aspect-ratio:16/10;background-image:var(--grad);background-size:cover;background-position:center;position:relative}
.pcard .img .tag{position:absolute;left:14px;top:14px;background:#fff;color:var(--blue);font-size:.72rem;font-weight:800;padding:5px 11px;border-radius:99px;text-transform:uppercase;letter-spacing:.05em}
.pcard .body{padding:20px 22px 22px;display:flex;flex-direction:column;flex:1}
.pcard h3{color:var(--navy);font-size:1.08rem;margin-bottom:6px}
.pcard p{color:var(--muted);font-size:.93rem;flex:1}
.pcard .link{margin-top:14px}

/* Tabs Personas/Empresas */
.seg-tabs{display:inline-flex;background:var(--sky);border-radius:14px;padding:5px;gap:4px;margin-bottom:34px}
.seg-tabs button{border:0;background:none;padding:11px 26px;border-radius:10px;font-weight:700;font-family:inherit;font-size:.98rem;color:var(--blue-700);cursor:pointer}
.seg-tabs button.active{background:#fff;color:var(--blue);box-shadow:var(--shadow-sm)}
.seg-panel{display:none}
.seg-panel.active{display:block}

/* Bloque imagen + texto */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split.rev .media{order:2}
.media{position:relative;border-radius:24px;overflow:hidden;aspect-ratio:5/4;background-image:var(--grad);background-size:cover;background-position:center;box-shadow:var(--shadow)}
.media .badge{position:absolute;left:20px;bottom:20px;background:#fff;border-radius:16px;padding:14px 18px;display:flex;gap:12px;align-items:center;box-shadow:var(--shadow-sm);max-width:80%}
.media .badge .ico{width:40px;height:40px;border-radius:12px;background:var(--blue);color:#fff;display:grid;place-items:center;flex-shrink:0}
.media .badge .ico svg{width:20px;height:20px}
.media .badge b{display:block;color:var(--navy);font-size:.95rem;line-height:1.25}
.media .badge span{color:var(--muted);font-size:.82rem}
.prose p{color:var(--muted);margin-bottom:14px;font-size:1.02rem}
.prose p b{color:var(--ink)}

/* Listas con check */
.checks{list-style:none;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start}
.checks li::before{content:"";flex:0 0 24px;height:24px;border-radius:50%;margin-top:1px;background:var(--sky) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230033a0' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/13px no-repeat}
.checks.x li::before{background:#fdecec url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23c62828' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M18 6 6 18M6 6l12 12'/%3E%3C/svg%3E") center/12px no-repeat}
.checks.two{grid-template-columns:1fr 1fr;gap:12px 28px}

/* Cifras */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:0;background:#fff;border-radius:20px;box-shadow:var(--shadow);position:relative;z-index:5;margin-top:-48px;overflow:hidden;border:1px solid var(--line)}
.stat{padding:24px 26px;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat b{display:block;font-size:1.5rem;color:var(--blue);font-weight:800;line-height:1.2}
.stat span{color:var(--muted);font-size:.92rem}

/* Planes */
.plans{display:grid;gap:22px;align-items:stretch}
.plan{background:#fff;border:1.5px solid var(--line);border-radius:22px;padding:30px 26px;display:flex;flex-direction:column;position:relative}
.plan.featured{border-color:var(--blue);box-shadow:var(--shadow)}
.plan .tag{position:absolute;top:-13px;left:24px;background:var(--blue);color:#fff;font-size:.74rem;font-weight:800;padding:4px 12px;border-radius:99px}
.plan h3{color:var(--navy);font-size:1.25rem;margin-bottom:4px}
.plan .desc{color:var(--muted);font-size:.93rem;margin-bottom:18px}
.plan .checks{margin-bottom:24px;flex:1;font-size:.94rem}
.plan .btn{width:100%}

/* Pasos */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 22px 22px;position:relative}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);position:absolute;top:-16px;left:22px;background:var(--blue);color:#fff;font-weight:800;font-size:.85rem;padding:6px 12px;border-radius:10px}
.step h3{color:var(--navy);font-size:1.02rem;margin-bottom:6px}
.step p{color:var(--muted);font-size:.93rem}

/* FAQ */
.faq{display:grid;gap:12px;max-width:820px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 22px;transition:.2s}
.faq details[open]{box-shadow:var(--shadow-sm);border-color:transparent}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--blue);font-size:1.5rem;line-height:1;flex-shrink:0}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);margin-top:10px}

/* Banda CTA */
.cta-band{position:relative;border-radius:28px;overflow:hidden;background:linear-gradient(120deg,var(--blue) 0%,var(--blue-700) 50%,var(--cyan) 130%);color:#fff;padding:54px;display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:center}
.cta-band::after{content:"";position:absolute;right:-120px;top:-140px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),transparent 70%)}
.cta-band h2{font-size:clamp(1.6rem,3vw,2.3rem);line-height:1.2;margin-bottom:10px}
.cta-band p{color:#d9e6fb}
.cta-band .ctas{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end;position:relative;z-index:1}

/* Formulario */
.form-card{background:#fff;border-radius:22px;padding:30px;box-shadow:var(--shadow);border:1px solid var(--line)}
.form-card h3{color:var(--navy);font-size:1.25rem;margin-bottom:4px}
.form-card .sub{font-size:.93rem;margin-bottom:20px}
.field{display:grid;gap:6px;margin-bottom:14px}
.field label{font-weight:700;font-size:.86rem;color:var(--navy)}
.field input,.field select,.field textarea{width:100%;font-family:inherit;font-size:.98rem;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);transition:.2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px rgba(0,51,160,.1)}
.field textarea{min-height:110px;resize:vertical}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-card .btn{width:100%;margin-top:6px}
.form-note{font-size:.8rem;color:var(--muted);margin-top:12px;text-align:center}
.check-inline{display:flex;gap:10px;align-items:flex-start;font-size:.85rem;color:var(--muted);margin:4px 0 12px}
.check-inline input{margin-top:4px}

/* Contacto */
.contact-list{list-style:none;display:grid;gap:16px}
.contact-list li{display:flex;gap:14px;align-items:flex-start}
.contact-list .ico{width:46px;height:46px;border-radius:14px;background:var(--sky);color:var(--blue);display:grid;place-items:center;flex-shrink:0}
.contact-list .ico svg{width:20px;height:20px}
.contact-list b{display:block;color:var(--navy)}
.contact-list a{color:var(--muted);text-decoration:none}
.contact-list a:hover{color:var(--blue)}
.contact-list span{color:var(--muted)}
.map{border-radius:22px;overflow:hidden;border:1px solid var(--line);aspect-ratio:16/7;background:var(--sky)}
.map iframe{width:100%;height:100%;border:0;display:block}

/* Aliado */
.ally{display:flex;align-items:center;justify-content:center;gap:30px;flex-wrap:wrap;padding:28px;border:1px dashed var(--line);border-radius:20px;background:#fff}
.ally img{height:54px;width:auto}
.ally p{color:var(--muted);max-width:520px}

/* Footer */
.site-footer{background:var(--navy);color:#b9c8e6;padding:72px 0 0;margin-top:0}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}
.site-footer .flogo img{height:52px;width:auto;margin-bottom:18px}
.site-footer h4{color:#fff;font-size:.95rem;margin-bottom:16px}
.site-footer ul{list-style:none;display:grid;gap:10px}
.site-footer a{color:#b9c8e6;text-decoration:none;font-size:.93rem}
.site-footer a:hover{color:#fff}
.site-footer p{font-size:.93rem}
.foot-contact li{display:flex;gap:10px;align-items:flex-start;font-size:.93rem}
.foot-contact svg{width:16px;height:16px;margin-top:4px;color:var(--cyan);flex-shrink:0}
.foot-bottom{margin-top:56px;border-top:1px solid rgba(255,255,255,.1);padding:22px 0;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem;color:#8ea1c9}
.legal{font-size:.8rem;color:#8ea1c9;margin-top:14px;max-width:340px}

/* WhatsApp flotante */
.wa-float{position:fixed;right:22px;bottom:22px;z-index:120;width:60px;height:60px;border-radius:50%;background:var(--wa);display:grid;place-items:center;box-shadow:0 12px 30px -8px rgba(0,0,0,.4);transition:.2s}
.wa-float:hover{transform:scale(1.08)}
.wa-float svg{width:32px;height:32px;fill:#fff}
.wa-float::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid var(--wa);animation:pulse 2.2s infinite}
@keyframes pulse{0%{transform:scale(1);opacity:.7}100%{transform:scale(1.6);opacity:0}}

/* Cotizador embebido */
.quoter-shell{background:#fff;border-radius:22px;padding:12px;box-shadow:0 30px 80px -30px rgba(0,0,0,.5);min-height:420px;position:relative}
.quoter-loading{position:absolute;inset:12px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;color:var(--muted);background:#fff;border-radius:16px}
.spinner{width:38px;height:38px;border:4px solid var(--sky);border-top-color:var(--blue);border-radius:50%;animation:spin .9s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.quoter-error{display:none;text-align:center;padding:40px 20px}
.quoter-error h3{color:var(--navy);margin-bottom:8px}
.quoter-error p{color:var(--muted);margin-bottom:18px}
.dark{background:linear-gradient(160deg,var(--blue) 0%,var(--navy) 100%);color:#fff}
.dark h2.title{color:#fff}
.dark .sub{color:#c3d3f2}
.dark .eyebrow{color:#7fe3f1}

/* Animación de entrada */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}.slide-bg{transition:none}.wa-float::after{display:none}}

/* ---------- Responsive ---------- */
@media (max-width:1080px){
  .g4{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr);row-gap:34px}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:1140px){
  :root{--header-h:72px}
  .logo img{height:44px}
  .burger{display:flex}
  .nav{position:fixed;inset:calc(var(--header-h) + 0px) 0 0 0;background:#fff;flex-direction:column;align-items:stretch;padding:16px 20px 40px;overflow-y:auto;transform:translateX(100%);transition:transform .3s;border-top:1px solid var(--line)}
  .nav.open{transform:none}
  .nav>ul{flex-direction:column;align-items:stretch;gap:4px}
  .nav-link{width:100%;justify-content:space-between;padding:14px;font-size:1.02rem}
  .mega{position:static;transform:none;width:auto;opacity:1;visibility:visible;box-shadow:none;border:0;padding:4px 0 10px 6px;display:none}
  .has-mega.open .mega{display:block;transform:none}
  .mega-grid{grid-template-columns:1fr;gap:14px}
  .mega-foot{display:none}
  .nav-cta{margin:14px 0 0}
  .nav-cta .btn{width:100%}
  .slide .wrap,.page-hero .wrap{grid-template-columns:1fr;min-height:0;padding-top:48px;padding-bottom:120px}
  .page-hero .wrap{padding-bottom:84px}
  .split,.cta-band{grid-template-columns:1fr}
  .split.rev .media{order:0}
  .cta-band{padding:36px 26px}
  .cta-band .ctas{justify-content:flex-start}
  .g3{grid-template-columns:repeat(2,1fr)}
  .topbar .tb-left .hide-m{display:none}
  section{padding:68px 0}
}
@media (max-width:640px){
  .g2,.g3,.g4,.steps,.checks.two,.row2,.foot-grid{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr}
  .stat{border-right:0;border-bottom:1px solid var(--line)}
  .stat:last-child{border-bottom:0}
  .feature-list li{padding:12px 14px;font-size:.92rem}
  .tabs-hero{display:none}
  .topbar .tb-right{display:none}
  .seg-tabs{display:flex}
  .seg-tabs button{flex:1;padding:11px 10px}
  .btn{white-space:normal;text-align:center}
}